• Application Begin : 10/09/2025
• Last Date for Apply : 30/09/2025
• Fee Payment Last Date : 30/09/2025
• Correction Date : NA
• Exam Date : N/A
• Admit Card Available :

• Age Limit (as of notification date):
• * General/EWS: 21-30 years
• * OBC: 21-33 years (3 years relaxation)
• * SC/ST: 21-35 years (5 years relaxation)
• * M.Phil./Ph.D. holders: Additional 2/4 years relaxation respectively
• Educational Qualifications:
• * Option 1: Postgraduate degree in any discipline with minimum 55% marks (50% for SC/ST/PwBD)
• * Option 2: Graduate degree in any discipline with minimum 60% marks (50% for SC/ST/PwBD)
• Nationality:
• * Indian citizen, Subject of Nepal/Bhutan, Tibetan refugee (came to India before 1st Jan 1962), Indian origin person from Pakistan, Burma, Sri Lanka, Kenya, Uganda, Tanzania, Zambia, Malawi, Zaire, Ethiopia, or Vietnam
• Attempt Limit:
• * General/EWS: Maximum 6 attempts
• * SC/ST/OBC/PwBD: No limit

* Online objective test available in Hindi & English (except English section)
* Total 200 Questions, 200 Marks, 120 minutes
* Subjects: General Awareness (80 marks), Reasoning Ability (60 marks), English Language (30 marks), Quantitative Aptitude (30 marks)
* 1/4 negative marking for wrong answers
* Qualifying in nature (marks don't count for final merit)

* Paper-1: Economic & Social Issues (50% Objective + 50% Descriptive, 30 MCQs + 4 descriptive, 30+90 min, 100 Marks)
* Paper-2: English (Writing Skills) (Descriptive, 3 questions: Précis, RC, Essay, 90 minutes, 100 Marks)
* Paper-3: Finance & Management (50% Objective + 50% Descriptive, 30 MCQs + 4 descriptive, 30+90 min, 100 Marks)
* Total 300 marks for Phase-II

* Psychometric Test: No marks (qualifying)
* Interview: 75 marks
* Language: Hindi or English (candidate's choice)

* General Awareness: Current Affairs (National & International, Financial & Economic News, RBI & SEBI Announcements, Government Schemes, Awards, Sports, Science & Technology), Static GK (Banking Terms, CMs & Governors, Important Days, National Parks, Countries, Capitals & Currencies).
* Reasoning Ability: Seating Arrangements, Puzzles, Syllogism, Inequalities, Coding-Decoding, Direction Sense, Blood Relations, Data Sufficiency, Statement & Assumptions, Machine Input-Output.
* English Language: Reading Comprehension, Cloze Test, Error Detection, Sentence Improvement, Para Jumbles, Vocabulary, Phrasal Verbs, One Word Substitution.
* Quantitative Aptitude: Data Interpretation, Number Series, Simplification, Approximation, Percentage & Profit-Loss, Simple & Compound Interest, Time & Work, Time Speed & Distance, Ratio & Proportion, Average & Mixture.

* Paper-1: Economic & Social Issues (Economics: Indian Economy Structure, Economic Growth, Inflation & Monetary Policy, Fiscal Policy, Balance of Payments, Banking System, Capital Markets, Globalization Impact; Social Issues: Social Structure, Poverty & Unemployment, Education & Health, Gender Issues, Rural Development, Environmental Concerns).
* Paper-2: English (Writing Skills) (Précis Writing, Reading Comprehension, Essay Writing).
* Paper-3: Finance & Management (Finance: Financial System & Markets, Banking Operations, Capital Structure, Working Capital Management, Risk Management, Corporate Finance, Investment Analysis; Management: Principles of Management, Organizational Behavior, Leadership & Motivation, Human Resource Management, Corporate Governance, Business Ethics, Communication Skills).

* Starting Basic Pay: ₹78,450 per month
* Pay Scale: ₹35,150 - ₹1,75,000 (Scale-V)
* Comprehensive Package (Annual): Gross Salary ₹18,00,000, Monthly Allowances ₹12,00,000, Annual Benefits ₹2,00,000, Total CTC ₹32,00,000.
* Key Allowances: Dearness Allowance (DA), House Rent Allowance (HRA), City Compensatory Allowance (CCA), Medical Benefits, Leave Travel Concession (LTC), Provident Fund & Gratuity.
* In-Hand Salary: Metro Cities: ₹1,00,000 - ₹1,16,000 per month; Non-Metro: ₹85,000 - ₹95,000 per month.

* General Department: Policy formulation and implementation, banking regulation and supervision, currency management, financial market operations, customer service and grievance redressal.
* DEPR (Department of Economic and Policy Research): Economic research and analysis, monetary policy support, statistical data compilation, report preparation for policy decisions.
* DSIM (Department of Statistics and Information Management): Data management and analysis, statistical reporting, information system management, database maintenance and development.

* Manager (Initial, Grade B)
* Assistant General Manager (After 7 years, Grade C)
* Deputy General Manager (After 4 years, Grade D)
* General Manager (After 4 years, Grade E)
* Chief General Manager (After 4 years, Grade F)
* Principal Chief General Manager (After 4 years, Grade G)
* Executive Director (Based on experience)
* Deputy Governor (Government appointment)

* General Category Cut-Offs (Last 5 Years) provided for Phase-I, Phase-II, Final stages.
* Category-wise Variations: OBC: 3-5 marks below General; SC: 8-12 marks below General; ST: 10-15 marks below General.

* Phase-I Analysis (2024): Overall Difficulty: Moderate to Difficult. General Awareness: Moderate (focus on current affairs). Reasoning: Difficult (more puzzles & arrangements). English: Moderate (similar to previous years). Quantitative Aptitude: Very Difficult (complex calculations).
* Phase-II Analysis Trends: Increasing focus on descriptive answers, current economic issues emphasized, management case studies included, English writing skills heavily tested.
* Topic-wise Question Distribution for Phase-I (Approximate): GA (Current Affairs 70%, Static GK 30%), Reasoning (Puzzles 40%, Verbal Reasoning 35%, Others 25%), English (RC 40%, Grammar 35%, Vocabulary 25%), Quant (DI 40%, Arithmetic 35%, Others 25%).

* Result Declaration Timeline: Phase-I Result: 2-3 weeks after exam; Phase-II Result: 4-6 weeks after exam; Final Result: 2-3 weeks after interview.
* Scorecard Features: Individual section scores, overall percentile ranking, cut-off comparison, qualifying status for next phase.

* Online Resources: RBI Official Website, Banking Awareness Portals, Current Affairs Websites, Mock Test Platforms, Video Lectures.
* Monthly Magazines: Banking Services Chronicle, Competition Success Review, Pratiyogita Darpan, Chronicle IAS Academy magazines.
* Recommended Books: Fatman (General Awareness - covers 140+ topics), Little Boy (available on Flipkart).

* Recent photograph (4.5cm × 3.5cm)
* Signature (black ink)
* Left thumb impression
* Handwritten declaration

* Selection Process: Merit-based final selection, category-wise merit lists, reserve list for future vacancies (usually 1 year validity period).
* Waiting List Features: Prepared category-wise, called as per vacancy availability, same pay scale and benefits, medical examination required.

* Training Structure: 3 phases of 1 month each over 1 year (Phase-1: Basic banking and RBI functions; Phase-2: Specialized department training; Phase-3: Advanced skills and leadership).
* Training Locations: Supervision Department: Mumbai (RBI HQ); Other Departments: Chennai; On-the-job: Assigned office location.
* Training Benefits: Full salary during training, accommodation arrangements, travel allowances, learning resources provided.